Eligibility of Family Members

Family members who may qualify for benefits include:

• Spouses who are age 62 or older, or caring for a child under 16 or disabled.
• Unmarried children under 18, or up to 19 if attending high school full-time.
• Disabled adult children who became disabled before age 22.
• Dependent parents in some cases may also qualify for benefits.

Benefit Amounts

The amount paid to dependents is based on:

• The disabled worker’s SSDI benefit amount and their work history.
• Dependents can receive up to 50% of the worker’s benefit, with family maximum limits.
• The total family payout is capped to avoid excessive payments.

Impact on Household Finances

SSDI benefits for dependents can:

• Provide supplemental income to help cover living expenses.
• Reduce financial stress caused by the loss of the worker’s income.
• Assist with costs related to childcare, education, and healthcare.

Application Process for Dependents

Applying for family benefits involves:

• Providing proof of relationship such as marriage or birth certificates.
• Submitting documentation of age, school status, or disability where applicable.
• Coordinating with the disabled worker’s SSDI application or managing separate claims.

Additional Considerations

Keep in mind:

• Changes in family status(marriage, divorce, or age changes) may affect benefits.
• Work or income limits apply to some family members receiving benefits.
• Periodic SSA reviews ensure eligibility continues for dependents.