Work History Requirement

To qualify for SSDI in Tennessee:

• You must have earned enough work credits through Social Security taxes.
• The number of credits needed varies with your age at disability onset.
• Generally, recent work history is required to be eligible.

No Work History Alternatives

If you lack a work history:

• SSDI is usually not available because benefits are tied to your payroll contributions.
• You may qualify for Supplemental Security Income (SSI) if you meet financial and disability requirements.
• SSI eligibility depends on income and resources, not work credits.

Exceptions and Special Cases

In rare situations:

• Certain widows, widowers, or disabled adult children might get SSDI benefits through a family member’s work record.
• Military service or other credit-earning periods can count toward eligibility.

Documentation Needed

Filing for any Social Security disability benefit requires:

• Medical evidence proving your disability meets SSA standards.
• Proof of income and assets for SSI applications.

Consultation Importance

Because SSDI and SSI rules are complex:

• Professional advice helps clarify your options if you lack work history.
• An attorney can guide how to apply or appeal SSA decisions.